LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,647
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,125
−HK$2,517/mo
Today · 4.125%
HK$84,642
baseline
▲ 0.50% · 4.625%
HK$89,792
+HK$5,150/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$169,284/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,607
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,983
−HK$2,411/mo
Today · 4.125%
HK$93,394
baseline
▲ 0.50% · 4.625%
HK$98,317
+HK$4,923/mo
Deposit HK$17.46M · loan HK$17.46M · min. income ≈ HK$186,788/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,577
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,550
−HK$3,020/mo
Today · 4.125%
HK$101,570
baseline
▲ 0.50% · 4.625%
HK$107,751
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,140/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,328
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,180
−HK$2,893/mo
Today · 4.125%
HK$112,073
baseline
▲ 0.50% · 4.625%
HK$117,981
+HK$5,908/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,146/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,506
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$114,975
−HK$3,524/mo
Today · 4.125%
HK$118,499
baseline
▲ 0.50% · 4.625%
HK$125,709
+HK$7,210/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$236,998/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,050
−HK$6,702/mo
▼ 0.25% · 3.875%
HK$127,377
−HK$3,375/mo
Today · 4.125%
HK$130,752
baseline
▲ 0.50% · 4.625%
HK$137,644
+HK$6,892/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,504/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,365
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$147,825
−HK$4,531/mo
Today · 4.125%
HK$152,356
baseline
▲ 0.50% · 4.625%
HK$161,626
+HK$9,270/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,712/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,493
−HK$8,616/mo
▼ 0.25% · 3.875%
HK$163,770
−HK$4,339/mo
Today · 4.125%
HK$168,109
baseline
▲ 0.50% · 4.625%
HK$176,971
+HK$8,862/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,218/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,490 · Scale 2, in force from 26 Feb 2026)