LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,650
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$82,127
−HK$2,517/mo
Today · 4.125%
HK$84,644
baseline
▲ 0.50% · 4.625%
HK$89,795
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,288/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,610
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,986
−HK$2,411/mo
Today · 4.125%
HK$93,397
baseline
▲ 0.50% · 4.625%
HK$98,320
+HK$4,923/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,794/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,580
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,553
−HK$3,020/mo
Today · 4.125%
HK$101,573
baseline
▲ 0.50% · 4.625%
HK$107,754
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,146/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,331
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,183
−HK$2,893/mo
Today · 4.125%
HK$112,076
baseline
▲ 0.50% · 4.625%
HK$117,984
+HK$5,908/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,152/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,510
−HK$6,992/mo
▼ 0.25% · 3.875%
HK$114,978
−HK$3,524/mo
Today · 4.125%
HK$118,502
baseline
▲ 0.50% · 4.625%
HK$125,713
+HK$7,211/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$237,004/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,053
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,380
−HK$3,376/mo
Today · 4.125%
HK$130,756
baseline
▲ 0.50% · 4.625%
HK$137,648
+HK$6,892/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,512/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,370
−HK$8,990/mo
▼ 0.25% · 3.875%
HK$147,829
−HK$4,531/mo
Today · 4.125%
HK$152,360
baseline
▲ 0.50% · 4.625%
HK$161,631
+HK$9,271/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,720/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,497
−HK$8,617/mo
▼ 0.25% · 3.875%
HK$163,775
−HK$4,339/mo
Today · 4.125%
HK$168,114
baseline
▲ 0.50% · 4.625%
HK$176,976
+HK$8,862/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,228/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,532 · Scale 2, in force from 26 Feb 2026)