LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,657
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,135
−HK$2,517/mo
Today · 4.125%
HK$84,652
baseline
▲ 0.50% · 4.625%
HK$89,803
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,304/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,618
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,995
−HK$2,411/mo
Today · 4.125%
HK$93,406
baseline
▲ 0.50% · 4.625%
HK$98,329
+HK$4,923/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,812/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,589
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,562
−HK$3,021/mo
Today · 4.125%
HK$101,583
baseline
▲ 0.50% · 4.625%
HK$107,764
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,166/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,341
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,193
−HK$2,894/mo
Today · 4.125%
HK$112,087
baseline
▲ 0.50% · 4.625%
HK$117,995
+HK$5,908/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,174/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,520
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$114,989
−HK$3,524/mo
Today · 4.125%
HK$118,513
baseline
▲ 0.50% · 4.625%
HK$125,725
+HK$7,212/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$237,026/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,065
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,392
−HK$3,376/mo
Today · 4.125%
HK$130,768
baseline
▲ 0.50% · 4.625%
HK$137,661
+HK$6,893/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,536/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,383
−HK$8,991/mo
▼ 0.25% · 3.875%
HK$147,843
−HK$4,531/mo
Today · 4.125%
HK$152,374
baseline
▲ 0.50% · 4.625%
HK$161,646
+HK$9,272/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,748/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,512
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,790
−HK$4,340/mo
Today · 4.125%
HK$168,130
baseline
▲ 0.50% · 4.625%
HK$176,992
+HK$8,862/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,260/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,671 · Scale 2, in force from 26 Feb 2026)