LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,660
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,137
−HK$2,518/mo
Today · 4.125%
HK$84,655
baseline
▲ 0.50% · 4.625%
HK$89,806
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,310/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,621
−HK$4,787/mo
▼ 0.25% · 3.875%
HK$90,997
−HK$2,411/mo
Today · 4.125%
HK$93,408
baseline
▲ 0.50% · 4.625%
HK$98,332
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,816/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,592
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,565
−HK$3,021/mo
Today · 4.125%
HK$101,586
baseline
▲ 0.50% · 4.625%
HK$107,767
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,172/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,345
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,197
−HK$2,893/mo
Today · 4.125%
HK$112,090
baseline
▲ 0.50% · 4.625%
HK$117,999
+HK$5,909/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,180/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,523
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$114,992
−HK$3,525/mo
Today · 4.125%
HK$118,517
baseline
▲ 0.50% · 4.625%
HK$125,728
+HK$7,211/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$237,034/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,069
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,396
−HK$3,376/mo
Today · 4.125%
HK$130,772
baseline
▲ 0.50% · 4.625%
HK$137,665
+HK$6,893/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,544/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,387
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,847
−HK$4,532/mo
Today · 4.125%
HK$152,379
baseline
▲ 0.50% · 4.625%
HK$161,651
+HK$9,272/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,758/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,517
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,795
−HK$4,340/mo
Today · 4.125%
HK$168,135
baseline
▲ 0.50% · 4.625%
HK$176,998
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,270/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,716 · Scale 2, in force from 26 Feb 2026)