LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,660
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,138
−HK$2,517/mo
Today · 4.125%
HK$84,655
baseline
▲ 0.50% · 4.625%
HK$89,806
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,310/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,621
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$90,998
−HK$2,411/mo
Today · 4.125%
HK$93,409
baseline
▲ 0.50% · 4.625%
HK$98,333
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,818/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,592
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,565
−HK$3,021/mo
Today · 4.125%
HK$101,586
baseline
▲ 0.50% · 4.625%
HK$107,768
+HK$6,182/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,172/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,345
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,197
−HK$2,894/mo
Today · 4.125%
HK$112,091
baseline
▲ 0.50% · 4.625%
HK$117,999
+HK$5,908/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,182/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,524
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$114,993
−HK$3,525/mo
Today · 4.125%
HK$118,518
baseline
▲ 0.50% · 4.625%
HK$125,729
+HK$7,211/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$237,036/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,069
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,397
−HK$3,375/mo
Today · 4.125%
HK$130,772
baseline
▲ 0.50% · 4.625%
HK$137,666
+HK$6,894/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,544/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,388
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,848
−HK$4,532/mo
Today · 4.125%
HK$152,380
baseline
▲ 0.50% · 4.625%
HK$161,652
+HK$9,272/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,760/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,518
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,796
−HK$4,340/mo
Today · 4.125%
HK$168,136
baseline
▲ 0.50% · 4.625%
HK$176,999
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,272/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,724 · Scale 2, in force from 26 Feb 2026)