LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,662
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,517/mo
Today · 4.125%
HK$84,657
baseline
▲ 0.50% · 4.625%
HK$89,809
+HK$5,152/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,314/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,623
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,000
−HK$2,411/mo
Today · 4.125%
HK$93,411
baseline
▲ 0.50% · 4.625%
HK$98,335
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,822/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,594
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,568
−HK$3,021/mo
Today · 4.125%
HK$101,589
baseline
▲ 0.50% · 4.625%
HK$107,770
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,178/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,348
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,200
−HK$2,893/mo
Today · 4.125%
HK$112,093
baseline
▲ 0.50% · 4.625%
HK$118,002
+HK$5,909/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,186/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,527
−HK$6,993/mo
▼ 0.25% · 3.875%
HK$114,996
−HK$3,524/mo
Today · 4.125%
HK$118,520
baseline
▲ 0.50% · 4.625%
HK$125,732
+HK$7,212/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$237,040/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,072
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,400
−HK$3,375/mo
Today · 4.125%
HK$130,775
baseline
▲ 0.50% · 4.625%
HK$137,669
+HK$6,894/mo
Deposit HK$10.48M · loan HK$24.45M · min. income ≈ HK$261,550/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,391
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,852
−HK$4,531/mo
Today · 4.125%
HK$152,383
baseline
▲ 0.50% · 4.625%
HK$161,655
+HK$9,272/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,766/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,521
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$163,800
−HK$4,340/mo
Today · 4.125%
HK$168,140
baseline
▲ 0.50% · 4.625%
HK$177,003
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,280/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,759 · Scale 2, in force from 26 Feb 2026)