LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,662
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,140
−HK$2,518/mo
Today · 4.125%
HK$84,658
baseline
▲ 0.50% · 4.625%
HK$89,809
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,316/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,624
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,001
−HK$2,411/mo
Today · 4.125%
HK$93,412
baseline
▲ 0.50% · 4.625%
HK$98,336
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,824/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,595
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,569
−HK$3,021/mo
Today · 4.125%
HK$101,590
baseline
▲ 0.50% · 4.625%
HK$107,771
+HK$6,181/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,180/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,348
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,201
−HK$2,893/mo
Today · 4.125%
HK$112,094
baseline
▲ 0.50% · 4.625%
HK$118,003
+HK$5,909/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,188/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,527
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$114,997
−HK$3,524/mo
Today · 4.125%
HK$118,521
baseline
▲ 0.50% · 4.625%
HK$125,733
+HK$7,212/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,042/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,073
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,401
−HK$3,376/mo
Today · 4.125%
HK$130,777
baseline
▲ 0.50% · 4.625%
HK$137,670
+HK$6,893/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,554/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,392
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,853
−HK$4,531/mo
Today · 4.125%
HK$152,384
baseline
▲ 0.50% · 4.625%
HK$161,657
+HK$9,273/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,768/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,523
−HK$8,618/mo
▼ 0.25% · 3.875%
HK$163,801
−HK$4,340/mo
Today · 4.125%
HK$168,141
baseline
▲ 0.50% · 4.625%
HK$177,004
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,282/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,770 · Scale 2, in force from 26 Feb 2026)