LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,665
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,143
−HK$2,518/mo
Today · 4.125%
HK$84,661
baseline
▲ 0.50% · 4.625%
HK$89,812
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,322/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,627
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,003
−HK$2,412/mo
Today · 4.125%
HK$93,415
baseline
▲ 0.50% · 4.625%
HK$98,339
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,830/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,598
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,572
−HK$3,021/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$107,775
+HK$6,182/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,352
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,204
−HK$2,894/mo
Today · 4.125%
HK$112,098
baseline
▲ 0.50% · 4.625%
HK$118,006
+HK$5,908/mo
Deposit HK$13.97M · loan HK$20.96M · min. income ≈ HK$224,196/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,531
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$115,000
−HK$3,525/mo
Today · 4.125%
HK$118,525
baseline
▲ 0.50% · 4.625%
HK$125,737
+HK$7,212/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,050/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,077
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,405
−HK$3,376/mo
Today · 4.125%
HK$130,781
baseline
▲ 0.50% · 4.625%
HK$137,674
+HK$6,893/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,562/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,397
−HK$8,992/mo
▼ 0.25% · 3.875%
HK$147,857
−HK$4,532/mo
Today · 4.125%
HK$152,389
baseline
▲ 0.50% · 4.625%
HK$161,662
+HK$9,273/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,778/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,528
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$163,806
−HK$4,341/mo
Today · 4.125%
HK$168,147
baseline
▲ 0.50% · 4.625%
HK$177,010
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,294/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,817 · Scale 2, in force from 26 Feb 2026)