LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,668
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,146
−HK$2,518/mo
Today · 4.125%
HK$84,664
baseline
▲ 0.50% · 4.625%
HK$89,815
+HK$5,151/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,328/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,630
−HK$4,788/mo
▼ 0.25% · 3.875%
HK$91,007
−HK$2,411/mo
Today · 4.125%
HK$93,418
baseline
▲ 0.50% · 4.625%
HK$98,342
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,836/mo (50% DSR)
Upfront cash ≈ HK$18.95M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,601
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,575
−HK$3,021/mo
Today · 4.125%
HK$101,596
baseline
▲ 0.50% · 4.625%
HK$107,778
+HK$6,182/mo
Deposit HK$13.98M · loan HK$20.96M · min. income ≈ HK$203,192/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,356
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,208
−HK$2,894/mo
Today · 4.125%
HK$112,102
baseline
▲ 0.50% · 4.625%
HK$118,011
+HK$5,909/mo
Deposit HK$13.98M · loan HK$20.96M · min. income ≈ HK$224,204/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,535
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$115,004
−HK$3,525/mo
Today · 4.125%
HK$118,529
baseline
▲ 0.50% · 4.625%
HK$125,741
+HK$7,212/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,058/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,082
−HK$6,703/mo
▼ 0.25% · 3.875%
HK$127,409
−HK$3,376/mo
Today · 4.125%
HK$130,785
baseline
▲ 0.50% · 4.625%
HK$137,679
+HK$6,894/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,570/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,402
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$147,863
−HK$4,532/mo
Today · 4.125%
HK$152,395
baseline
▲ 0.50% · 4.625%
HK$161,668
+HK$9,273/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$304,790/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,533
−HK$8,620/mo
▼ 0.25% · 3.875%
HK$163,812
−HK$4,341/mo
Today · 4.125%
HK$168,153
baseline
▲ 0.50% · 4.625%
HK$177,016
+HK$8,863/mo
Deposit HK$3.49M · loan HK$31.44M · min. income ≈ HK$336,306/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,870 · Scale 2, in force from 26 Feb 2026)