LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,673
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$82,151
−HK$2,518/mo
Today · 4.125%
HK$84,669
baseline
▲ 0.50% · 4.625%
HK$89,821
+HK$5,152/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,338/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,635
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,012
−HK$2,412/mo
Today · 4.125%
HK$93,424
baseline
▲ 0.50% · 4.625%
HK$98,348
+HK$4,924/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,848/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,607
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,581
−HK$3,021/mo
Today · 4.125%
HK$101,602
baseline
▲ 0.50% · 4.625%
HK$107,785
+HK$6,183/mo
Deposit HK$13.98M · loan HK$20.96M · min. income ≈ HK$203,204/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,362
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,214
−HK$2,894/mo
Today · 4.125%
HK$112,108
baseline
▲ 0.50% · 4.625%
HK$118,018
+HK$5,910/mo
Deposit HK$13.98M · loan HK$20.96M · min. income ≈ HK$224,216/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,542
−HK$6,994/mo
▼ 0.25% · 3.875%
HK$115,011
−HK$3,525/mo
Today · 4.125%
HK$118,536
baseline
▲ 0.50% · 4.625%
HK$125,749
+HK$7,213/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,072/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,089
−HK$6,704/mo
▼ 0.25% · 3.875%
HK$127,417
−HK$3,376/mo
Today · 4.125%
HK$130,793
baseline
▲ 0.50% · 4.625%
HK$137,687
+HK$6,894/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,586/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,411
−HK$8,993/mo
▼ 0.25% · 3.875%
HK$147,871
−HK$4,533/mo
Today · 4.125%
HK$152,404
baseline
▲ 0.50% · 4.625%
HK$161,677
+HK$9,273/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$304,808/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,543
−HK$8,619/mo
▼ 0.25% · 3.875%
HK$163,822
−HK$4,340/mo
Today · 4.125%
HK$168,162
baseline
▲ 0.50% · 4.625%
HK$177,027
+HK$8,865/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$336,324/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,484,958 · Scale 2, in force from 26 Feb 2026)