LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,682
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,160
−HK$2,519/mo
Today · 4.125%
HK$84,679
baseline
▲ 0.50% · 4.625%
HK$89,831
+HK$5,152/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,358/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,645
−HK$4,789/mo
▼ 0.25% · 3.875%
HK$91,023
−HK$2,411/mo
Today · 4.125%
HK$93,434
baseline
▲ 0.50% · 4.625%
HK$98,360
+HK$4,926/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,868/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,618
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,592
−HK$3,022/mo
Today · 4.125%
HK$101,614
baseline
▲ 0.50% · 4.625%
HK$107,797
+HK$6,183/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,228/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,374
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,227
−HK$2,894/mo
Today · 4.125%
HK$112,121
baseline
▲ 0.50% · 4.625%
HK$118,031
+HK$5,910/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,242/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,555
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$115,025
−HK$3,525/mo
Today · 4.125%
HK$118,550
baseline
▲ 0.50% · 4.625%
HK$125,763
+HK$7,213/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,100/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,103
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$127,432
−HK$3,376/mo
Today · 4.125%
HK$130,808
baseline
▲ 0.50% · 4.625%
HK$137,703
+HK$6,895/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,616/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,427
−HK$8,994/mo
▼ 0.25% · 3.875%
HK$147,889
−HK$4,532/mo
Today · 4.125%
HK$152,421
baseline
▲ 0.50% · 4.625%
HK$161,696
+HK$9,275/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$304,842/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,561
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,841
−HK$4,341/mo
Today · 4.125%
HK$168,182
baseline
▲ 0.50% · 4.625%
HK$177,047
+HK$8,865/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$336,364/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,131 · Scale 2, in force from 26 Feb 2026)