LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,687
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,166
−HK$2,518/mo
Today · 4.125%
HK$84,684
baseline
▲ 0.50% · 4.625%
HK$89,837
+HK$5,153/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,368/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,651
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,029
−HK$2,412/mo
Today · 4.125%
HK$93,441
baseline
▲ 0.50% · 4.625%
HK$98,366
+HK$4,925/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,882/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,625
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,599
−HK$3,022/mo
Today · 4.125%
HK$101,621
baseline
▲ 0.50% · 4.625%
HK$107,804
+HK$6,183/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,242/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,381
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,234
−HK$2,895/mo
Today · 4.125%
HK$112,129
baseline
▲ 0.50% · 4.625%
HK$118,039
+HK$5,910/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,258/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,562
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$115,032
−HK$3,526/mo
Today · 4.125%
HK$118,558
baseline
▲ 0.50% · 4.625%
HK$125,772
+HK$7,214/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,116/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,112
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$127,440
−HK$3,377/mo
Today · 4.125%
HK$130,817
baseline
▲ 0.50% · 4.625%
HK$137,712
+HK$6,895/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,634/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,437
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$147,899
−HK$4,533/mo
Today · 4.125%
HK$152,432
baseline
▲ 0.50% · 4.625%
HK$161,707
+HK$9,275/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$304,864/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,572
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,852
−HK$4,341/mo
Today · 4.125%
HK$168,193
baseline
▲ 0.50% · 4.625%
HK$177,059
+HK$8,866/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$336,386/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,229 · Scale 2, in force from 26 Feb 2026)