LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,688
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$82,167
−HK$2,518/mo
Today · 4.125%
HK$84,685
baseline
▲ 0.50% · 4.625%
HK$89,838
+HK$5,153/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$169,370/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,652
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,030
−HK$2,412/mo
Today · 4.125%
HK$93,442
baseline
▲ 0.50% · 4.625%
HK$98,367
+HK$4,925/mo
Deposit HK$17.47M · loan HK$17.47M · min. income ≈ HK$186,884/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,625
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,600
−HK$3,022/mo
Today · 4.125%
HK$101,622
baseline
▲ 0.50% · 4.625%
HK$107,805
+HK$6,183/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,244/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,382
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,235
−HK$2,895/mo
Today · 4.125%
HK$112,130
baseline
▲ 0.50% · 4.625%
HK$118,040
+HK$5,910/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,260/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,563
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$115,033
−HK$3,526/mo
Today · 4.125%
HK$118,559
baseline
▲ 0.50% · 4.625%
HK$125,773
+HK$7,214/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$237,118/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,113
−HK$6,705/mo
▼ 0.25% · 3.875%
HK$127,441
−HK$3,377/mo
Today · 4.125%
HK$130,818
baseline
▲ 0.50% · 4.625%
HK$137,714
+HK$6,896/mo
Deposit HK$10.48M · loan HK$24.46M · min. income ≈ HK$261,636/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,438
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$147,900
−HK$4,533/mo
Today · 4.125%
HK$152,433
baseline
▲ 0.50% · 4.625%
HK$161,708
+HK$9,275/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$304,866/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,574
−HK$8,621/mo
▼ 0.25% · 3.875%
HK$163,853
−HK$4,342/mo
Today · 4.125%
HK$168,195
baseline
▲ 0.50% · 4.625%
HK$177,061
+HK$8,866/mo
Deposit HK$3.49M · loan HK$31.45M · min. income ≈ HK$336,390/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,243 · Scale 2, in force from 26 Feb 2026)