LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,696
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,175
−HK$2,519/mo
Today · 4.125%
HK$84,694
baseline
▲ 0.50% · 4.625%
HK$89,847
+HK$5,153/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,388/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,661
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,039
−HK$2,412/mo
Today · 4.125%
HK$93,451
baseline
▲ 0.50% · 4.625%
HK$98,377
+HK$4,926/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,902/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,635
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,610
−HK$3,022/mo
Today · 4.125%
HK$101,632
baseline
▲ 0.50% · 4.625%
HK$107,816
+HK$6,184/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,264/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,393
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,246
−HK$2,895/mo
Today · 4.125%
HK$112,141
baseline
▲ 0.50% · 4.625%
HK$118,052
+HK$5,911/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,282/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,574
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,045
−HK$3,526/mo
Today · 4.125%
HK$118,571
baseline
▲ 0.50% · 4.625%
HK$125,786
+HK$7,215/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,142/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,125
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,454
−HK$3,377/mo
Today · 4.125%
HK$130,831
baseline
▲ 0.50% · 4.625%
HK$137,728
+HK$6,897/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,662/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,453
−HK$8,995/mo
▼ 0.25% · 3.875%
HK$147,915
−HK$4,533/mo
Today · 4.125%
HK$152,448
baseline
▲ 0.50% · 4.625%
HK$161,724
+HK$9,276/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,896/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,590
−HK$8,622/mo
▼ 0.25% · 3.875%
HK$163,870
−HK$4,342/mo
Today · 4.125%
HK$168,212
baseline
▲ 0.50% · 4.625%
HK$177,078
+HK$8,866/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,424/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,393 · Scale 2, in force from 26 Feb 2026)