LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,697
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,176
−HK$2,519/mo
Today · 4.125%
HK$84,695
baseline
▲ 0.50% · 4.625%
HK$89,849
+HK$5,154/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,390/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,662
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,040
−HK$2,413/mo
Today · 4.125%
HK$93,453
baseline
▲ 0.50% · 4.625%
HK$98,379
+HK$4,926/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,906/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,637
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,612
−HK$3,022/mo
Today · 4.125%
HK$101,634
baseline
▲ 0.50% · 4.625%
HK$107,818
+HK$6,184/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,268/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,395
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,248
−HK$2,895/mo
Today · 4.125%
HK$112,143
baseline
▲ 0.50% · 4.625%
HK$118,054
+HK$5,911/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,286/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,576
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,047
−HK$3,526/mo
Today · 4.125%
HK$118,573
baseline
▲ 0.50% · 4.625%
HK$125,788
+HK$7,215/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,146/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,127
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$127,457
−HK$3,377/mo
Today · 4.125%
HK$130,834
baseline
▲ 0.50% · 4.625%
HK$137,730
+HK$6,896/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,668/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,455
−HK$8,996/mo
▼ 0.25% · 3.875%
HK$147,917
−HK$4,534/mo
Today · 4.125%
HK$152,451
baseline
▲ 0.50% · 4.625%
HK$161,727
+HK$9,276/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,902/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,592
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$163,873
−HK$4,342/mo
Today · 4.125%
HK$168,215
baseline
▲ 0.50% · 4.625%
HK$177,082
+HK$8,867/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,430/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,420 · Scale 2, in force from 26 Feb 2026)