LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,701
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,181
−HK$2,518/mo
Today · 4.125%
HK$84,699
baseline
▲ 0.50% · 4.625%
HK$89,853
+HK$5,154/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,398/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,667
−HK$4,790/mo
▼ 0.25% · 3.875%
HK$91,045
−HK$2,412/mo
Today · 4.125%
HK$93,457
baseline
▲ 0.50% · 4.625%
HK$98,384
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,914/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,642
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,617
−HK$3,022/mo
Today · 4.125%
HK$101,639
baseline
▲ 0.50% · 4.625%
HK$107,824
+HK$6,185/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,278/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,400
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,254
−HK$2,895/mo
Today · 4.125%
HK$112,149
baseline
▲ 0.50% · 4.625%
HK$118,060
+HK$5,911/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,298/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,582
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$115,053
−HK$3,526/mo
Today · 4.125%
HK$118,579
baseline
▲ 0.50% · 4.625%
HK$125,794
+HK$7,215/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,158/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,134
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,463
−HK$3,377/mo
Today · 4.125%
HK$130,840
baseline
▲ 0.50% · 4.625%
HK$137,737
+HK$6,897/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,680/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,462
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,925
−HK$4,534/mo
Today · 4.125%
HK$152,459
baseline
▲ 0.50% · 4.625%
HK$161,736
+HK$9,277/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,918/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,601
−HK$8,622/mo
▼ 0.25% · 3.875%
HK$163,881
−HK$4,342/mo
Today · 4.125%
HK$168,223
baseline
▲ 0.50% · 4.625%
HK$177,091
+HK$8,868/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,446/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,495 · Scale 2, in force from 26 Feb 2026)