LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,704
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,184
−HK$2,519/mo
Today · 4.125%
HK$84,703
baseline
▲ 0.50% · 4.625%
HK$89,857
+HK$5,154/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,406/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,670
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,048
−HK$2,413/mo
Today · 4.125%
HK$93,461
baseline
▲ 0.50% · 4.625%
HK$98,387
+HK$4,926/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,922/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,645
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,620
−HK$3,023/mo
Today · 4.125%
HK$101,643
baseline
▲ 0.50% · 4.625%
HK$107,828
+HK$6,185/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,286/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,404
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,258
−HK$2,895/mo
Today · 4.125%
HK$112,153
baseline
▲ 0.50% · 4.625%
HK$118,065
+HK$5,912/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,306/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,586
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,057
−HK$3,527/mo
Today · 4.125%
HK$118,584
baseline
▲ 0.50% · 4.625%
HK$125,799
+HK$7,215/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,168/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,139
−HK$6,706/mo
▼ 0.25% · 3.875%
HK$127,468
−HK$3,377/mo
Today · 4.125%
HK$130,845
baseline
▲ 0.50% · 4.625%
HK$137,742
+HK$6,897/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,690/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,468
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,931
−HK$4,534/mo
Today · 4.125%
HK$152,465
baseline
▲ 0.50% · 4.625%
HK$161,742
+HK$9,277/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,930/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,607
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$163,887
−HK$4,343/mo
Today · 4.125%
HK$168,230
baseline
▲ 0.50% · 4.625%
HK$177,097
+HK$8,867/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,460/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,552 · Scale 2, in force from 26 Feb 2026)