LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,709
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$82,188
−HK$2,519/mo
Today · 4.125%
HK$84,707
baseline
▲ 0.50% · 4.625%
HK$89,861
+HK$5,154/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,414/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,675
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,053
−HK$2,413/mo
Today · 4.125%
HK$93,466
baseline
▲ 0.50% · 4.625%
HK$98,393
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,932/mo (50% DSR)
Upfront cash ≈ HK$18.96M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,650
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,626
−HK$3,023/mo
Today · 4.125%
HK$101,649
baseline
▲ 0.50% · 4.625%
HK$107,834
+HK$6,185/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$203,298/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,410
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,264
−HK$2,895/mo
Today · 4.125%
HK$112,159
baseline
▲ 0.50% · 4.625%
HK$118,071
+HK$5,912/mo
Deposit HK$13.98M · loan HK$20.97M · min. income ≈ HK$224,318/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,592
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,063
−HK$3,527/mo
Today · 4.125%
HK$118,590
baseline
▲ 0.50% · 4.625%
HK$125,806
+HK$7,216/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,180/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,145
−HK$6,707/mo
▼ 0.25% · 3.875%
HK$127,475
−HK$3,377/mo
Today · 4.125%
HK$130,852
baseline
▲ 0.50% · 4.625%
HK$137,750
+HK$6,898/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,704/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,476
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,938
−HK$4,535/mo
Today · 4.125%
HK$152,473
baseline
▲ 0.50% · 4.625%
HK$161,750
+HK$9,277/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,946/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,615
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$163,896
−HK$4,343/mo
Today · 4.125%
HK$168,239
baseline
▲ 0.50% · 4.625%
HK$177,107
+HK$8,868/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,478/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,631 · Scale 2, in force from 26 Feb 2026)