LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,716
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,195
−HK$2,520/mo
Today · 4.125%
HK$84,715
baseline
▲ 0.50% · 4.625%
HK$89,869
+HK$5,154/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,430/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,683
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,061
−HK$2,413/mo
Today · 4.125%
HK$93,474
baseline
▲ 0.50% · 4.625%
HK$98,401
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,948/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,659
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,634
−HK$3,024/mo
Today · 4.125%
HK$101,658
baseline
▲ 0.50% · 4.625%
HK$107,843
+HK$6,185/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$203,316/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,420
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,274
−HK$2,895/mo
Today · 4.125%
HK$112,169
baseline
▲ 0.50% · 4.625%
HK$118,082
+HK$5,913/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$224,338/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,602
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$115,074
−HK$3,527/mo
Today · 4.125%
HK$118,601
baseline
▲ 0.50% · 4.625%
HK$125,817
+HK$7,216/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,202/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,156
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$127,486
−HK$3,378/mo
Today · 4.125%
HK$130,864
baseline
▲ 0.50% · 4.625%
HK$137,762
+HK$6,898/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,728/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,488
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$147,952
−HK$4,534/mo
Today · 4.125%
HK$152,486
baseline
▲ 0.50% · 4.625%
HK$161,765
+HK$9,279/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,972/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,629
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,911
−HK$4,343/mo
Today · 4.125%
HK$168,254
baseline
▲ 0.50% · 4.625%
HK$177,123
+HK$8,869/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,508/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,763 · Scale 2, in force from 26 Feb 2026)