LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,720
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,200
−HK$2,519/mo
Today · 4.125%
HK$84,719
baseline
▲ 0.50% · 4.625%
HK$89,874
+HK$5,155/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,438/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,688
−HK$4,791/mo
▼ 0.25% · 3.875%
HK$91,066
−HK$2,413/mo
Today · 4.125%
HK$93,479
baseline
▲ 0.50% · 4.625%
HK$98,406
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,958/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,664
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,640
−HK$3,023/mo
Today · 4.125%
HK$101,663
baseline
▲ 0.50% · 4.625%
HK$107,849
+HK$6,186/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$203,326/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,425
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,279
−HK$2,896/mo
Today · 4.125%
HK$112,175
baseline
▲ 0.50% · 4.625%
HK$118,088
+HK$5,913/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$224,350/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,608
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$115,079
−HK$3,528/mo
Today · 4.125%
HK$118,607
baseline
▲ 0.50% · 4.625%
HK$125,824
+HK$7,217/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,214/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,163
−HK$6,708/mo
▼ 0.25% · 3.875%
HK$127,493
−HK$3,378/mo
Today · 4.125%
HK$130,871
baseline
▲ 0.50% · 4.625%
HK$137,769
+HK$6,898/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,742/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,496
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$147,959
−HK$4,535/mo
Today · 4.125%
HK$152,494
baseline
▲ 0.50% · 4.625%
HK$161,773
+HK$9,279/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$304,988/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,638
−HK$8,624/mo
▼ 0.25% · 3.875%
HK$163,919
−HK$4,343/mo
Today · 4.125%
HK$168,262
baseline
▲ 0.50% · 4.625%
HK$177,132
+HK$8,870/mo
Deposit HK$3.50M · loan HK$31.46M · min. income ≈ HK$336,524/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,840 · Scale 2, in force from 26 Feb 2026)