LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,721
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,201
−HK$2,519/mo
Today · 4.125%
HK$84,720
baseline
▲ 0.50% · 4.625%
HK$89,875
+HK$5,155/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,440/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,689
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,068
−HK$2,413/mo
Today · 4.125%
HK$93,481
baseline
▲ 0.50% · 4.625%
HK$98,408
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,962/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,665
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,641
−HK$3,023/mo
Today · 4.125%
HK$101,664
baseline
▲ 0.50% · 4.625%
HK$107,850
+HK$6,186/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$203,328/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,427
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,281
−HK$2,896/mo
Today · 4.125%
HK$112,177
baseline
▲ 0.50% · 4.625%
HK$118,090
+HK$5,913/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$224,354/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,610
−HK$6,998/mo
▼ 0.25% · 3.875%
HK$115,081
−HK$3,527/mo
Today · 4.125%
HK$118,608
baseline
▲ 0.50% · 4.625%
HK$125,825
+HK$7,217/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,216/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,164
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,495
−HK$3,378/mo
Today · 4.125%
HK$130,873
baseline
▲ 0.50% · 4.625%
HK$137,771
+HK$6,898/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,746/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,498
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,962
−HK$4,535/mo
Today · 4.125%
HK$152,497
baseline
▲ 0.50% · 4.625%
HK$161,776
+HK$9,279/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$304,994/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,640
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,922
−HK$4,343/mo
Today · 4.125%
HK$168,265
baseline
▲ 0.50% · 4.625%
HK$177,134
+HK$8,869/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,530/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,863 · Scale 2, in force from 26 Feb 2026)