LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,723
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,203
−HK$2,519/mo
Today · 4.125%
HK$84,722
baseline
▲ 0.50% · 4.625%
HK$89,877
+HK$5,155/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,444/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,691
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,070
−HK$2,413/mo
Today · 4.125%
HK$93,483
baseline
▲ 0.50% · 4.625%
HK$98,410
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,966/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,668
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,643
−HK$3,024/mo
Today · 4.125%
HK$101,667
baseline
▲ 0.50% · 4.625%
HK$107,853
+HK$6,186/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$203,334/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,429
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,284
−HK$2,895/mo
Today · 4.125%
HK$112,179
baseline
▲ 0.50% · 4.625%
HK$118,092
+HK$5,913/mo
Deposit HK$13.98M · loan HK$20.98M · min. income ≈ HK$224,358/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,612
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$115,084
−HK$3,527/mo
Today · 4.125%
HK$118,611
baseline
▲ 0.50% · 4.625%
HK$125,828
+HK$7,217/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,222/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,167
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,498
−HK$3,378/mo
Today · 4.125%
HK$130,876
baseline
▲ 0.50% · 4.625%
HK$137,774
+HK$6,898/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,752/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,501
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,965
−HK$4,535/mo
Today · 4.125%
HK$152,500
baseline
▲ 0.50% · 4.625%
HK$161,779
+HK$9,279/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,000/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,644
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,925
−HK$4,344/mo
Today · 4.125%
HK$168,269
baseline
▲ 0.50% · 4.625%
HK$177,139
+HK$8,870/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,538/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,898 · Scale 2, in force from 26 Feb 2026)