LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,725
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,205
−HK$2,520/mo
Today · 4.125%
HK$84,725
baseline
▲ 0.50% · 4.625%
HK$89,880
+HK$5,155/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,450/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,694
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,073
−HK$2,413/mo
Today · 4.125%
HK$93,486
baseline
▲ 0.50% · 4.625%
HK$98,413
+HK$4,927/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,972/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,671
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,646
−HK$3,024/mo
Today · 4.125%
HK$101,670
baseline
▲ 0.50% · 4.625%
HK$107,856
+HK$6,186/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,340/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,433
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,287
−HK$2,896/mo
Today · 4.125%
HK$112,183
baseline
▲ 0.50% · 4.625%
HK$118,096
+HK$5,913/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,366/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,616
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$115,088
−HK$3,527/mo
Today · 4.125%
HK$118,615
baseline
▲ 0.50% · 4.625%
HK$125,832
+HK$7,217/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$237,230/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,171
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,502
−HK$3,378/mo
Today · 4.125%
HK$130,880
baseline
▲ 0.50% · 4.625%
HK$137,779
+HK$6,899/mo
Deposit HK$10.49M · loan HK$24.47M · min. income ≈ HK$261,760/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,506
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,970
−HK$4,535/mo
Today · 4.125%
HK$152,505
baseline
▲ 0.50% · 4.625%
HK$161,785
+HK$9,280/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,010/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,649
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,931
−HK$4,343/mo
Today · 4.125%
HK$168,274
baseline
▲ 0.50% · 4.625%
HK$177,144
+HK$8,870/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,548/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,485,944 · Scale 2, in force from 26 Feb 2026)