LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,731
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,211
−HK$2,519/mo
Today · 4.125%
HK$84,730
baseline
▲ 0.50% · 4.625%
HK$89,886
+HK$5,156/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,460/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,700
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,078
−HK$2,414/mo
Today · 4.125%
HK$93,492
baseline
▲ 0.50% · 4.625%
HK$98,420
+HK$4,928/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,984/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,677
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,653
−HK$3,024/mo
Today · 4.125%
HK$101,677
baseline
▲ 0.50% · 4.625%
HK$107,863
+HK$6,186/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,354/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,439
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,294
−HK$2,896/mo
Today · 4.125%
HK$112,190
baseline
▲ 0.50% · 4.625%
HK$118,104
+HK$5,914/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,380/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,623
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,095
−HK$3,528/mo
Today · 4.125%
HK$118,623
baseline
▲ 0.50% · 4.625%
HK$125,841
+HK$7,218/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,246/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,179
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,510
−HK$3,378/mo
Today · 4.125%
HK$130,888
baseline
▲ 0.50% · 4.625%
HK$137,788
+HK$6,900/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,776/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,515
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$147,979
−HK$4,536/mo
Today · 4.125%
HK$152,515
baseline
▲ 0.50% · 4.625%
HK$161,795
+HK$9,280/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,030/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,659
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$163,941
−HK$4,344/mo
Today · 4.125%
HK$168,285
baseline
▲ 0.50% · 4.625%
HK$177,156
+HK$8,871/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,570/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,041 · Scale 2, in force from 26 Feb 2026)