LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,733
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,214
−HK$2,519/mo
Today · 4.125%
HK$84,733
baseline
▲ 0.50% · 4.625%
HK$89,889
+HK$5,156/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,466/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,703
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,082
−HK$2,413/mo
Today · 4.125%
HK$93,495
baseline
▲ 0.50% · 4.625%
HK$98,423
+HK$4,928/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,990/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,680
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,656
−HK$3,024/mo
Today · 4.125%
HK$101,680
baseline
▲ 0.50% · 4.625%
HK$107,867
+HK$6,187/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,360/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,443
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,298
−HK$2,896/mo
Today · 4.125%
HK$112,194
baseline
▲ 0.50% · 4.625%
HK$118,108
+HK$5,914/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,388/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,627
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,099
−HK$3,528/mo
Today · 4.125%
HK$118,627
baseline
▲ 0.50% · 4.625%
HK$125,845
+HK$7,218/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,254/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,184
−HK$6,709/mo
▼ 0.25% · 3.875%
HK$127,514
−HK$3,379/mo
Today · 4.125%
HK$130,893
baseline
▲ 0.50% · 4.625%
HK$137,793
+HK$6,900/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,786/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,520
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$147,984
−HK$4,536/mo
Today · 4.125%
HK$152,520
baseline
▲ 0.50% · 4.625%
HK$161,801
+HK$9,281/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,040/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,665
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$163,947
−HK$4,344/mo
Today · 4.125%
HK$168,291
baseline
▲ 0.50% · 4.625%
HK$177,162
+HK$8,871/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,582/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,092 · Scale 2, in force from 26 Feb 2026)