LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,737
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,217
−HK$2,520/mo
Today · 4.125%
HK$84,737
baseline
▲ 0.50% · 4.625%
HK$89,893
+HK$5,156/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$169,474/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,706
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,086
−HK$2,413/mo
Today · 4.125%
HK$93,499
baseline
▲ 0.50% · 4.625%
HK$98,427
+HK$4,928/mo
Deposit HK$17.48M · loan HK$17.48M · min. income ≈ HK$186,998/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,684
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$98,661
−HK$3,023/mo
Today · 4.125%
HK$101,684
baseline
▲ 0.50% · 4.625%
HK$107,872
+HK$6,188/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,368/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,448
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,303
−HK$2,896/mo
Today · 4.125%
HK$112,199
baseline
▲ 0.50% · 4.625%
HK$118,113
+HK$5,914/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,398/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,632
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$115,104
−HK$3,528/mo
Today · 4.125%
HK$118,632
baseline
▲ 0.50% · 4.625%
HK$125,850
+HK$7,218/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,264/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,189
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,520
−HK$3,379/mo
Today · 4.125%
HK$130,899
baseline
▲ 0.50% · 4.625%
HK$137,798
+HK$6,899/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,798/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,526
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$147,991
−HK$4,536/mo
Today · 4.125%
HK$152,527
baseline
▲ 0.50% · 4.625%
HK$161,808
+HK$9,281/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,054/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,672
−HK$8,626/mo
▼ 0.25% · 3.875%
HK$163,954
−HK$4,344/mo
Today · 4.125%
HK$168,298
baseline
▲ 0.50% · 4.625%
HK$177,169
+HK$8,871/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,596/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,156 · Scale 2, in force from 26 Feb 2026)