LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,744
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,224
−HK$2,520/mo
Today · 4.125%
HK$84,744
baseline
▲ 0.50% · 4.625%
HK$89,901
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,488/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,714
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,093
−HK$2,414/mo
Today · 4.125%
HK$93,507
baseline
▲ 0.50% · 4.625%
HK$98,436
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,014/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,692
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,669
−HK$3,024/mo
Today · 4.125%
HK$101,693
baseline
▲ 0.50% · 4.625%
HK$107,881
+HK$6,188/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,386/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,457
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,312
−HK$2,896/mo
Today · 4.125%
HK$112,208
baseline
▲ 0.50% · 4.625%
HK$118,123
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,416/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,641
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$115,114
−HK$3,528/mo
Today · 4.125%
HK$118,642
baseline
▲ 0.50% · 4.625%
HK$125,861
+HK$7,219/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,284/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,200
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,531
−HK$3,379/mo
Today · 4.125%
HK$130,910
baseline
▲ 0.50% · 4.625%
HK$137,810
+HK$6,900/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,820/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,539
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,004
−HK$4,536/mo
Today · 4.125%
HK$152,540
baseline
▲ 0.50% · 4.625%
HK$161,822
+HK$9,282/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,080/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,685
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,968
−HK$4,345/mo
Today · 4.125%
HK$168,313
baseline
▲ 0.50% · 4.625%
HK$177,185
+HK$8,872/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,626/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,284 · Scale 2, in force from 26 Feb 2026)