LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,744
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,225
−HK$2,520/mo
Today · 4.125%
HK$84,745
baseline
▲ 0.50% · 4.625%
HK$89,902
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,490/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,715
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,094
−HK$2,414/mo
Today · 4.125%
HK$93,508
baseline
▲ 0.50% · 4.625%
HK$98,437
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,016/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,693
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,670
−HK$3,024/mo
Today · 4.125%
HK$101,694
baseline
▲ 0.50% · 4.625%
HK$107,882
+HK$6,188/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,388/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,458
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,313
−HK$2,896/mo
Today · 4.125%
HK$112,209
baseline
▲ 0.50% · 4.625%
HK$118,124
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,418/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,642
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$115,115
−HK$3,528/mo
Today · 4.125%
HK$118,643
baseline
▲ 0.50% · 4.625%
HK$125,862
+HK$7,219/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,286/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,201
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,532
−HK$3,379/mo
Today · 4.125%
HK$130,911
baseline
▲ 0.50% · 4.625%
HK$137,811
+HK$6,900/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,822/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,540
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,005
−HK$4,536/mo
Today · 4.125%
HK$152,541
baseline
▲ 0.50% · 4.625%
HK$161,823
+HK$9,282/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$305,082/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,687
−HK$8,627/mo
▼ 0.25% · 3.875%
HK$163,969
−HK$4,345/mo
Today · 4.125%
HK$168,314
baseline
▲ 0.50% · 4.625%
HK$177,186
+HK$8,872/mo
Deposit HK$3.50M · loan HK$31.47M · min. income ≈ HK$336,628/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,296 · Scale 2, in force from 26 Feb 2026)