LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,748
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,229
−HK$2,520/mo
Today · 4.125%
HK$84,749
baseline
▲ 0.50% · 4.625%
HK$89,906
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,498/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,719
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,098
−HK$2,414/mo
Today · 4.125%
HK$93,512
baseline
▲ 0.50% · 4.625%
HK$98,441
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,024/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,698
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,674
−HK$3,025/mo
Today · 4.125%
HK$101,699
baseline
▲ 0.50% · 4.625%
HK$107,887
+HK$6,188/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,398/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,463
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,318
−HK$2,897/mo
Today · 4.125%
HK$112,215
baseline
▲ 0.50% · 4.625%
HK$118,130
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,430/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,647
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$115,120
−HK$3,529/mo
Today · 4.125%
HK$118,649
baseline
▲ 0.50% · 4.625%
HK$125,868
+HK$7,219/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,298/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,207
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,538
−HK$3,379/mo
Today · 4.125%
HK$130,917
baseline
▲ 0.50% · 4.625%
HK$137,818
+HK$6,901/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,834/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,547
−HK$9,001/mo
▼ 0.25% · 3.875%
HK$148,012
−HK$4,536/mo
Today · 4.125%
HK$152,548
baseline
▲ 0.50% · 4.625%
HK$161,830
+HK$9,282/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,096/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,694
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,977
−HK$4,345/mo
Today · 4.125%
HK$168,322
baseline
▲ 0.50% · 4.625%
HK$177,194
+HK$8,872/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,644/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,366 · Scale 2, in force from 26 Feb 2026)