LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,750
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,231
−HK$2,520/mo
Today · 4.125%
HK$84,751
baseline
▲ 0.50% · 4.625%
HK$89,908
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,502/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,721
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,101
−HK$2,414/mo
Today · 4.125%
HK$93,515
baseline
▲ 0.50% · 4.625%
HK$98,444
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,030/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,700
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,677
−HK$3,025/mo
Today · 4.125%
HK$101,702
baseline
▲ 0.50% · 4.625%
HK$107,890
+HK$6,188/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$203,404/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,466
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,321
−HK$2,897/mo
Today · 4.125%
HK$112,218
baseline
▲ 0.50% · 4.625%
HK$118,133
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.98M · min. income ≈ HK$224,436/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,650
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$115,123
−HK$3,529/mo
Today · 4.125%
HK$118,652
baseline
▲ 0.50% · 4.625%
HK$125,872
+HK$7,220/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,304/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,210
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$127,541
−HK$3,380/mo
Today · 4.125%
HK$130,921
baseline
▲ 0.50% · 4.625%
HK$137,822
+HK$6,901/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,842/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,550
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,016
−HK$4,536/mo
Today · 4.125%
HK$152,552
baseline
▲ 0.50% · 4.625%
HK$161,835
+HK$9,283/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,104/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,698
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$163,982
−HK$4,345/mo
Today · 4.125%
HK$168,327
baseline
▲ 0.50% · 4.625%
HK$177,199
+HK$8,872/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,654/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,406 · Scale 2, in force from 26 Feb 2026)