LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,753
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,234
−HK$2,520/mo
Today · 4.125%
HK$84,754
baseline
▲ 0.50% · 4.625%
HK$89,912
+HK$5,158/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,508/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,725
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,104
−HK$2,414/mo
Today · 4.125%
HK$93,518
baseline
▲ 0.50% · 4.625%
HK$98,448
+HK$4,930/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,036/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,704
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,681
−HK$3,024/mo
Today · 4.125%
HK$101,705
baseline
▲ 0.50% · 4.625%
HK$107,894
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,410/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,470
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,325
−HK$2,897/mo
Today · 4.125%
HK$112,222
baseline
▲ 0.50% · 4.625%
HK$118,137
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,444/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,655
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$115,128
−HK$3,528/mo
Today · 4.125%
HK$118,656
baseline
▲ 0.50% · 4.625%
HK$125,876
+HK$7,220/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,312/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,215
−HK$6,710/mo
▼ 0.25% · 3.875%
HK$127,546
−HK$3,379/mo
Today · 4.125%
HK$130,925
baseline
▲ 0.50% · 4.625%
HK$137,827
+HK$6,902/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,850/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,556
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,021
−HK$4,537/mo
Today · 4.125%
HK$152,558
baseline
▲ 0.50% · 4.625%
HK$161,841
+HK$9,283/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,116/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,704
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$163,988
−HK$4,345/mo
Today · 4.125%
HK$168,333
baseline
▲ 0.50% · 4.625%
HK$177,206
+HK$8,873/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,666/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,461 · Scale 2, in force from 26 Feb 2026)