LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,754
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,235
−HK$2,521/mo
Today · 4.125%
HK$84,756
baseline
▲ 0.50% · 4.625%
HK$89,913
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,512/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,726
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,106
−HK$2,414/mo
Today · 4.125%
HK$93,520
baseline
▲ 0.50% · 4.625%
HK$98,449
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,040/mo (50% DSR)
Upfront cash ≈ HK$18.97M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,705
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,682
−HK$3,025/mo
Today · 4.125%
HK$101,707
baseline
▲ 0.50% · 4.625%
HK$107,896
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,414/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,471
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,327
−HK$2,897/mo
Today · 4.125%
HK$112,224
baseline
▲ 0.50% · 4.625%
HK$118,139
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,448/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,656
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$115,129
−HK$3,529/mo
Today · 4.125%
HK$118,658
baseline
▲ 0.50% · 4.625%
HK$125,878
+HK$7,220/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,316/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,216
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$127,548
−HK$3,379/mo
Today · 4.125%
HK$130,927
baseline
▲ 0.50% · 4.625%
HK$137,829
+HK$6,902/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,854/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,558
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,023
−HK$4,537/mo
Today · 4.125%
HK$152,560
baseline
▲ 0.50% · 4.625%
HK$161,843
+HK$9,283/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,120/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,707
−HK$8,628/mo
▼ 0.25% · 3.875%
HK$163,990
−HK$4,345/mo
Today · 4.125%
HK$168,335
baseline
▲ 0.50% · 4.625%
HK$177,208
+HK$8,873/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,670/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,484 · Scale 2, in force from 26 Feb 2026)