LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,757
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,238
−HK$2,521/mo
Today · 4.125%
HK$84,759
baseline
▲ 0.50% · 4.625%
HK$89,916
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,518/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,729
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,109
−HK$2,414/mo
Today · 4.125%
HK$93,523
baseline
▲ 0.50% · 4.625%
HK$98,452
+HK$4,929/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,046/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,708
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,686
−HK$3,024/mo
Today · 4.125%
HK$101,710
baseline
▲ 0.50% · 4.625%
HK$107,899
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,420/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,475
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,330
−HK$2,897/mo
Today · 4.125%
HK$112,227
baseline
▲ 0.50% · 4.625%
HK$118,143
+HK$5,916/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,454/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,660
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$115,133
−HK$3,529/mo
Today · 4.125%
HK$118,662
baseline
▲ 0.50% · 4.625%
HK$125,882
+HK$7,220/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,324/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,221
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$127,552
−HK$3,380/mo
Today · 4.125%
HK$130,932
baseline
▲ 0.50% · 4.625%
HK$137,833
+HK$6,901/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,864/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,563
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,028
−HK$4,537/mo
Today · 4.125%
HK$152,565
baseline
▲ 0.50% · 4.625%
HK$161,849
+HK$9,284/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,130/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,712
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$163,996
−HK$4,345/mo
Today · 4.125%
HK$168,341
baseline
▲ 0.50% · 4.625%
HK$177,214
+HK$8,873/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,682/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,533 · Scale 2, in force from 26 Feb 2026)