LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,759
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,240
−HK$2,521/mo
Today · 4.125%
HK$84,761
baseline
▲ 0.50% · 4.625%
HK$89,918
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,522/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,731
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,111
−HK$2,414/mo
Today · 4.125%
HK$93,525
baseline
▲ 0.50% · 4.625%
HK$98,455
+HK$4,930/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,050/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,711
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,688
−HK$3,025/mo
Today · 4.125%
HK$101,713
baseline
▲ 0.50% · 4.625%
HK$107,902
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,426/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,478
−HK$5,752/mo
▼ 0.25% · 3.875%
HK$109,333
−HK$2,897/mo
Today · 4.125%
HK$112,230
baseline
▲ 0.50% · 4.625%
HK$118,146
+HK$5,916/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,460/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,663
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$115,136
−HK$3,529/mo
Today · 4.125%
HK$118,665
baseline
▲ 0.50% · 4.625%
HK$125,886
+HK$7,221/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$237,330/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,224
−HK$6,711/mo
▼ 0.25% · 3.875%
HK$127,555
−HK$3,380/mo
Today · 4.125%
HK$130,935
baseline
▲ 0.50% · 4.625%
HK$137,837
+HK$6,902/mo
Deposit HK$10.49M · loan HK$24.48M · min. income ≈ HK$261,870/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,567
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,032
−HK$4,537/mo
Today · 4.125%
HK$152,569
baseline
▲ 0.50% · 4.625%
HK$161,853
+HK$9,284/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,138/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,716
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$164,000
−HK$4,345/mo
Today · 4.125%
HK$168,345
baseline
▲ 0.50% · 4.625%
HK$177,219
+HK$8,874/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,690/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,572 · Scale 2, in force from 26 Feb 2026)