LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,760
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,241
−HK$2,521/mo
Today · 4.125%
HK$84,762
baseline
▲ 0.50% · 4.625%
HK$89,919
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,524/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,732
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,112
−HK$2,414/mo
Today · 4.125%
HK$93,526
baseline
▲ 0.50% · 4.625%
HK$98,456
+HK$4,930/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,052/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,712
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,689
−HK$3,025/mo
Today · 4.125%
HK$101,714
baseline
▲ 0.50% · 4.625%
HK$107,903
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,428/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,479
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,335
−HK$2,897/mo
Today · 4.125%
HK$112,232
baseline
▲ 0.50% · 4.625%
HK$118,147
+HK$5,915/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,464/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,664
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,138
−HK$3,529/mo
Today · 4.125%
HK$118,667
baseline
▲ 0.50% · 4.625%
HK$125,887
+HK$7,220/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$237,334/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,225
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,557
−HK$3,380/mo
Today · 4.125%
HK$130,937
baseline
▲ 0.50% · 4.625%
HK$137,839
+HK$6,902/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$261,874/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,568
−HK$9,003/mo
▼ 0.25% · 3.875%
HK$148,034
−HK$4,537/mo
Today · 4.125%
HK$152,571
baseline
▲ 0.50% · 4.625%
HK$161,855
+HK$9,284/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,142/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,718
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$164,002
−HK$4,345/mo
Today · 4.125%
HK$168,347
baseline
▲ 0.50% · 4.625%
HK$177,221
+HK$8,874/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,694/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,590 · Scale 2, in force from 26 Feb 2026)