LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,766
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,247
−HK$2,521/mo
Today · 4.125%
HK$84,768
baseline
▲ 0.50% · 4.625%
HK$89,925
+HK$5,157/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,536/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,738
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,118
−HK$2,415/mo
Today · 4.125%
HK$93,533
baseline
▲ 0.50% · 4.625%
HK$98,463
+HK$4,930/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,066/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,719
−HK$6,002/mo
▼ 0.25% · 3.875%
HK$98,696
−HK$3,025/mo
Today · 4.125%
HK$101,721
baseline
▲ 0.50% · 4.625%
HK$107,911
+HK$6,190/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,442/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,486
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,342
−HK$2,897/mo
Today · 4.125%
HK$112,239
baseline
▲ 0.50% · 4.625%
HK$118,155
+HK$5,916/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,478/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,672
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,145
−HK$3,530/mo
Today · 4.125%
HK$118,675
baseline
▲ 0.50% · 4.625%
HK$125,896
+HK$7,221/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$237,350/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,234
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,566
−HK$3,380/mo
Today · 4.125%
HK$130,946
baseline
▲ 0.50% · 4.625%
HK$137,848
+HK$6,902/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$261,892/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,578
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,044
−HK$4,538/mo
Today · 4.125%
HK$152,582
baseline
▲ 0.50% · 4.625%
HK$161,866
+HK$9,284/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,164/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,729
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,013
−HK$4,346/mo
Today · 4.125%
HK$168,359
baseline
▲ 0.50% · 4.625%
HK$177,233
+HK$8,874/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,718/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,691 · Scale 2, in force from 26 Feb 2026)