LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,768
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,250
−HK$2,520/mo
Today · 4.125%
HK$84,770
baseline
▲ 0.50% · 4.625%
HK$89,929
+HK$5,159/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,540/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,741
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,121
−HK$2,415/mo
Today · 4.125%
HK$93,536
baseline
▲ 0.50% · 4.625%
HK$98,466
+HK$4,930/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,072/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,722
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,699
−HK$3,026/mo
Today · 4.125%
HK$101,725
baseline
▲ 0.50% · 4.625%
HK$107,914
+HK$6,189/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,450/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,490
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,346
−HK$2,897/mo
Today · 4.125%
HK$112,243
baseline
▲ 0.50% · 4.625%
HK$118,160
+HK$5,917/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,486/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,676
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,149
−HK$3,530/mo
Today · 4.125%
HK$118,679
baseline
▲ 0.50% · 4.625%
HK$125,900
+HK$7,221/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$237,358/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,238
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,570
−HK$3,380/mo
Today · 4.125%
HK$130,950
baseline
▲ 0.50% · 4.625%
HK$137,853
+HK$6,903/mo
Deposit HK$10.49M · loan HK$24.49M · min. income ≈ HK$261,900/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,583
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,049
−HK$4,538/mo
Today · 4.125%
HK$152,587
baseline
▲ 0.50% · 4.625%
HK$161,871
+HK$9,284/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$305,174/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,735
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,019
−HK$4,346/mo
Today · 4.125%
HK$168,365
baseline
▲ 0.50% · 4.625%
HK$177,239
+HK$8,874/mo
Deposit HK$3.50M · loan HK$31.48M · min. income ≈ HK$336,730/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$1,486,743 · Scale 2, in force from 26 Feb 2026)