LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,772
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,254
−HK$2,521/mo
Today · 4.125%
HK$84,775
baseline
▲ 0.50% · 4.625%
HK$89,933
+HK$5,158/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,550/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,746
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,126
−HK$2,414/mo
Today · 4.125%
HK$93,540
baseline
▲ 0.50% · 4.625%
HK$98,471
+HK$4,931/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,080/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,727
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,704
−HK$3,026/mo
Today · 4.125%
HK$101,730
baseline
▲ 0.50% · 4.625%
HK$107,920
+HK$6,190/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,460/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,495
−HK$5,753/mo
▼ 0.25% · 3.875%
HK$109,351
−HK$2,897/mo
Today · 4.125%
HK$112,248
baseline
▲ 0.50% · 4.625%
HK$118,165
+HK$5,917/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,496/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,681
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$115,155
−HK$3,529/mo
Today · 4.125%
HK$118,684
baseline
▲ 0.50% · 4.625%
HK$125,906
+HK$7,222/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,368/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,244
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$127,576
−HK$3,381/mo
Today · 4.125%
HK$130,957
baseline
▲ 0.50% · 4.625%
HK$137,859
+HK$6,902/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,914/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,590
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,056
−HK$4,538/mo
Today · 4.125%
HK$152,594
baseline
▲ 0.50% · 4.625%
HK$161,879
+HK$9,285/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,188/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,742
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$164,027
−HK$4,346/mo
Today · 4.125%
HK$168,373
baseline
▲ 0.50% · 4.625%
HK$177,248
+HK$8,875/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,746/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,815 · Scale 2, in force from 26 Feb 2026)