LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,776
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,258
−HK$2,521/mo
Today · 4.125%
HK$84,779
baseline
▲ 0.50% · 4.625%
HK$89,938
+HK$5,159/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,558/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,750
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,131
−HK$2,414/mo
Today · 4.125%
HK$93,545
baseline
▲ 0.50% · 4.625%
HK$98,476
+HK$4,931/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,090/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,732
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,709
−HK$3,026/mo
Today · 4.125%
HK$101,735
baseline
▲ 0.50% · 4.625%
HK$107,925
+HK$6,190/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,470/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,500
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,357
−HK$2,897/mo
Today · 4.125%
HK$112,254
baseline
▲ 0.50% · 4.625%
HK$118,171
+HK$5,917/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,508/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,687
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$115,161
−HK$3,530/mo
Today · 4.125%
HK$118,691
baseline
▲ 0.50% · 4.625%
HK$125,913
+HK$7,222/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,382/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,251
−HK$6,712/mo
▼ 0.25% · 3.875%
HK$127,583
−HK$3,380/mo
Today · 4.125%
HK$130,963
baseline
▲ 0.50% · 4.625%
HK$137,867
+HK$6,904/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,926/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,597
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$148,064
−HK$4,538/mo
Today · 4.125%
HK$152,602
baseline
▲ 0.50% · 4.625%
HK$161,888
+HK$9,286/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,204/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,751
−HK$8,630/mo
▼ 0.25% · 3.875%
HK$164,035
−HK$4,346/mo
Today · 4.125%
HK$168,381
baseline
▲ 0.50% · 4.625%
HK$177,257
+HK$8,876/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,762/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,892 · Scale 2, in force from 26 Feb 2026)