LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,777
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,259
−HK$2,521/mo
Today · 4.125%
HK$84,780
baseline
▲ 0.50% · 4.625%
HK$89,939
+HK$5,159/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$169,560/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,752
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,132
−HK$2,415/mo
Today · 4.125%
HK$93,547
baseline
▲ 0.50% · 4.625%
HK$98,478
+HK$4,931/mo
Deposit HK$17.49M · loan HK$17.49M · min. income ≈ HK$187,094/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,733
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$98,711
−HK$3,025/mo
Today · 4.125%
HK$101,736
baseline
▲ 0.50% · 4.625%
HK$107,927
+HK$6,191/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$203,472/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,502
−HK$5,754/mo
▼ 0.25% · 3.875%
HK$109,358
−HK$2,898/mo
Today · 4.125%
HK$112,256
baseline
▲ 0.50% · 4.625%
HK$118,173
+HK$5,917/mo
Deposit HK$13.99M · loan HK$20.99M · min. income ≈ HK$224,512/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,688
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$115,163
−HK$3,529/mo
Today · 4.125%
HK$118,692
baseline
▲ 0.50% · 4.625%
HK$125,914
+HK$7,222/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,384/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,252
−HK$6,713/mo
▼ 0.25% · 3.875%
HK$127,585
−HK$3,380/mo
Today · 4.125%
HK$130,965
baseline
▲ 0.50% · 4.625%
HK$137,869
+HK$6,904/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,930/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,599
−HK$9,005/mo
▼ 0.25% · 3.875%
HK$148,066
−HK$4,538/mo
Today · 4.125%
HK$152,604
baseline
▲ 0.50% · 4.625%
HK$161,890
+HK$9,286/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,208/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,753
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$164,037
−HK$4,347/mo
Today · 4.125%
HK$168,384
baseline
▲ 0.50% · 4.625%
HK$177,260
+HK$8,876/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,768/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,486,912 · Scale 2, in force from 26 Feb 2026)