LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,787
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,269
−HK$2,522/mo
Today · 4.125%
HK$84,791
baseline
▲ 0.50% · 4.625%
HK$89,950
+HK$5,159/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,582/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,763
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,143
−HK$2,415/mo
Today · 4.125%
HK$93,558
baseline
▲ 0.50% · 4.625%
HK$98,490
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,116/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,745
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,723
−HK$3,026/mo
Today · 4.125%
HK$101,749
baseline
▲ 0.50% · 4.625%
HK$107,940
+HK$6,191/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$203,498/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,515
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,372
−HK$2,898/mo
Today · 4.125%
HK$112,270
baseline
▲ 0.50% · 4.625%
HK$118,188
+HK$5,918/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$224,540/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,702
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$115,177
−HK$3,530/mo
Today · 4.125%
HK$118,707
baseline
▲ 0.50% · 4.625%
HK$125,930
+HK$7,223/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,414/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,268
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,601
−HK$3,381/mo
Today · 4.125%
HK$130,982
baseline
▲ 0.50% · 4.625%
HK$137,886
+HK$6,904/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,964/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,617
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,085
−HK$4,538/mo
Today · 4.125%
HK$152,623
baseline
▲ 0.50% · 4.625%
HK$161,910
+HK$9,287/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,246/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,773
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$164,058
−HK$4,347/mo
Today · 4.125%
HK$168,405
baseline
▲ 0.50% · 4.625%
HK$177,282
+HK$8,877/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,810/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,098 · Scale 2, in force from 26 Feb 2026)