LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,789
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,271
−HK$2,522/mo
Today · 4.125%
HK$84,793
baseline
▲ 0.50% · 4.625%
HK$89,952
+HK$5,159/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,586/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,765
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,145
−HK$2,415/mo
Today · 4.125%
HK$93,560
baseline
▲ 0.50% · 4.625%
HK$98,492
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,120/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,747
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,725
−HK$3,026/mo
Today · 4.125%
HK$101,751
baseline
▲ 0.50% · 4.625%
HK$107,942
+HK$6,191/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$203,502/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,517
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,374
−HK$2,898/mo
Today · 4.125%
HK$112,272
baseline
▲ 0.50% · 4.625%
HK$118,190
+HK$5,918/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$224,544/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,705
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$115,179
−HK$3,531/mo
Today · 4.125%
HK$118,710
baseline
▲ 0.50% · 4.625%
HK$125,933
+HK$7,223/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,420/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,270
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,603
−HK$3,381/mo
Today · 4.125%
HK$130,984
baseline
▲ 0.50% · 4.625%
HK$137,889
+HK$6,905/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,968/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,620
−HK$9,007/mo
▼ 0.25% · 3.875%
HK$148,088
−HK$4,539/mo
Today · 4.125%
HK$152,627
baseline
▲ 0.50% · 4.625%
HK$161,914
+HK$9,287/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,254/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,776
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$164,061
−HK$4,347/mo
Today · 4.125%
HK$168,408
baseline
▲ 0.50% · 4.625%
HK$177,285
+HK$8,877/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,816/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,129 · Scale 2, in force from 26 Feb 2026)