LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,790
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,272
−HK$2,521/mo
Today · 4.125%
HK$84,793
baseline
▲ 0.50% · 4.625%
HK$89,953
+HK$5,160/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,586/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,765
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,146
−HK$2,415/mo
Today · 4.125%
HK$93,561
baseline
▲ 0.50% · 4.625%
HK$98,493
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,122/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,748
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$98,726
−HK$3,026/mo
Today · 4.125%
HK$101,752
baseline
▲ 0.50% · 4.625%
HK$107,943
+HK$6,191/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$203,504/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,518
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,375
−HK$2,898/mo
Today · 4.125%
HK$112,273
baseline
▲ 0.50% · 4.625%
HK$118,191
+HK$5,918/mo
Deposit HK$14.00M · loan HK$20.99M · min. income ≈ HK$224,546/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,706
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$115,180
−HK$3,531/mo
Today · 4.125%
HK$118,711
baseline
▲ 0.50% · 4.625%
HK$125,934
+HK$7,223/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$237,422/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,271
−HK$6,714/mo
▼ 0.25% · 3.875%
HK$127,604
−HK$3,381/mo
Today · 4.125%
HK$130,985
baseline
▲ 0.50% · 4.625%
HK$137,890
+HK$6,905/mo
Deposit HK$10.50M · loan HK$24.49M · min. income ≈ HK$261,970/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,622
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,089
−HK$4,539/mo
Today · 4.125%
HK$152,628
baseline
▲ 0.50% · 4.625%
HK$161,915
+HK$9,287/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,256/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,778
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$164,063
−HK$4,347/mo
Today · 4.125%
HK$168,410
baseline
▲ 0.50% · 4.625%
HK$177,287
+HK$8,877/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,820/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,142 · Scale 2, in force from 26 Feb 2026)