LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,794
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,276
−HK$2,522/mo
Today · 4.125%
HK$84,798
baseline
▲ 0.50% · 4.625%
HK$89,958
+HK$5,160/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,596/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,770
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,151
−HK$2,415/mo
Today · 4.125%
HK$93,566
baseline
▲ 0.50% · 4.625%
HK$98,498
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,132/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,753
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,732
−HK$3,026/mo
Today · 4.125%
HK$101,758
baseline
▲ 0.50% · 4.625%
HK$107,949
+HK$6,191/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,516/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,524
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,381
−HK$2,899/mo
Today · 4.125%
HK$112,280
baseline
▲ 0.50% · 4.625%
HK$118,198
+HK$5,918/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,560/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,712
−HK$7,005/mo
▼ 0.25% · 3.875%
HK$115,187
−HK$3,530/mo
Today · 4.125%
HK$118,717
baseline
▲ 0.50% · 4.625%
HK$125,941
+HK$7,224/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,434/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,278
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$127,611
−HK$3,382/mo
Today · 4.125%
HK$130,993
baseline
▲ 0.50% · 4.625%
HK$137,898
+HK$6,905/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$261,986/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,630
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,097
−HK$4,539/mo
Today · 4.125%
HK$152,636
baseline
▲ 0.50% · 4.625%
HK$161,924
+HK$9,288/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$305,272/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,786
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$164,072
−HK$4,347/mo
Today · 4.125%
HK$168,419
baseline
▲ 0.50% · 4.625%
HK$177,297
+HK$8,878/mo
Deposit HK$3.50M · loan HK$31.49M · min. income ≈ HK$336,838/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,226 · Scale 2, in force from 26 Feb 2026)