LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,797
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,279
−HK$2,522/mo
Today · 4.125%
HK$84,801
baseline
▲ 0.50% · 4.625%
HK$89,960
+HK$5,159/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,602/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,773
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,154
−HK$2,415/mo
Today · 4.125%
HK$93,569
baseline
▲ 0.50% · 4.625%
HK$98,501
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,138/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,756
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,734
−HK$3,027/mo
Today · 4.125%
HK$101,761
baseline
▲ 0.50% · 4.625%
HK$107,953
+HK$6,192/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,522/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,528
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,385
−HK$2,898/mo
Today · 4.125%
HK$112,283
baseline
▲ 0.50% · 4.625%
HK$118,201
+HK$5,918/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,566/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,715
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,190
−HK$3,531/mo
Today · 4.125%
HK$118,721
baseline
▲ 0.50% · 4.625%
HK$125,945
+HK$7,224/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,442/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,282
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$127,615
−HK$3,382/mo
Today · 4.125%
HK$130,997
baseline
▲ 0.50% · 4.625%
HK$137,902
+HK$6,905/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$261,994/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,634
−HK$9,007/mo
▼ 0.25% · 3.875%
HK$148,102
−HK$4,539/mo
Today · 4.125%
HK$152,641
baseline
▲ 0.50% · 4.625%
HK$161,929
+HK$9,288/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,282/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,791
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$164,077
−HK$4,347/mo
Today · 4.125%
HK$168,424
baseline
▲ 0.50% · 4.625%
HK$177,302
+HK$8,878/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,848/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,270 · Scale 2, in force from 26 Feb 2026)