LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,801
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,284
−HK$2,522/mo
Today · 4.125%
HK$84,806
baseline
▲ 0.50% · 4.625%
HK$89,966
+HK$5,160/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,612/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,778
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,159
−HK$2,416/mo
Today · 4.125%
HK$93,575
baseline
▲ 0.50% · 4.625%
HK$98,507
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,150/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,762
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,740
−HK$3,027/mo
Today · 4.125%
HK$101,767
baseline
▲ 0.50% · 4.625%
HK$107,959
+HK$6,192/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,534/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,534
−HK$5,755/mo
▼ 0.25% · 3.875%
HK$109,391
−HK$2,898/mo
Today · 4.125%
HK$112,289
baseline
▲ 0.50% · 4.625%
HK$118,208
+HK$5,919/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,578/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,722
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,197
−HK$3,531/mo
Today · 4.125%
HK$118,728
baseline
▲ 0.50% · 4.625%
HK$125,952
+HK$7,224/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,456/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,289
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$127,623
−HK$3,381/mo
Today · 4.125%
HK$131,004
baseline
▲ 0.50% · 4.625%
HK$137,910
+HK$6,906/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,008/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,642
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$148,110
−HK$4,540/mo
Today · 4.125%
HK$152,650
baseline
▲ 0.50% · 4.625%
HK$161,938
+HK$9,288/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,300/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,801
−HK$8,633/mo
▼ 0.25% · 3.875%
HK$164,086
−HK$4,348/mo
Today · 4.125%
HK$168,434
baseline
▲ 0.50% · 4.625%
HK$177,313
+HK$8,879/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,868/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,357 · Scale 2, in force from 26 Feb 2026)