LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,802
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,284
−HK$2,522/mo
Today · 4.125%
HK$84,806
baseline
▲ 0.50% · 4.625%
HK$89,967
+HK$5,161/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,612/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,779
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,160
−HK$2,416/mo
Today · 4.125%
HK$93,576
baseline
▲ 0.50% · 4.625%
HK$98,508
+HK$4,932/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,152/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,763
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$98,741
−HK$3,027/mo
Today · 4.125%
HK$101,768
baseline
▲ 0.50% · 4.625%
HK$107,960
+HK$6,192/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,536/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,535
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,392
−HK$2,899/mo
Today · 4.125%
HK$112,291
baseline
▲ 0.50% · 4.625%
HK$118,210
+HK$5,919/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,582/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,723
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,198
−HK$3,531/mo
Today · 4.125%
HK$118,729
baseline
▲ 0.50% · 4.625%
HK$125,953
+HK$7,224/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,458/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,291
−HK$6,715/mo
▼ 0.25% · 3.875%
HK$127,624
−HK$3,382/mo
Today · 4.125%
HK$131,006
baseline
▲ 0.50% · 4.625%
HK$137,911
+HK$6,905/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,012/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,644
−HK$9,008/mo
▼ 0.25% · 3.875%
HK$148,112
−HK$4,540/mo
Today · 4.125%
HK$152,652
baseline
▲ 0.50% · 4.625%
HK$161,940
+HK$9,288/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,304/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,802
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$164,088
−HK$4,348/mo
Today · 4.125%
HK$168,436
baseline
▲ 0.50% · 4.625%
HK$177,315
+HK$8,879/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,872/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,374 · Scale 2, in force from 26 Feb 2026)