LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,811
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,294
−HK$2,522/mo
Today · 4.125%
HK$84,816
baseline
▲ 0.50% · 4.625%
HK$89,977
+HK$5,161/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,632/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,789
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,170
−HK$2,416/mo
Today · 4.125%
HK$93,586
baseline
▲ 0.50% · 4.625%
HK$98,519
+HK$4,933/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,172/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,773
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,752
−HK$3,027/mo
Today · 4.125%
HK$101,779
baseline
▲ 0.50% · 4.625%
HK$107,972
+HK$6,193/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,558/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,547
−HK$5,756/mo
▼ 0.25% · 3.875%
HK$109,404
−HK$2,899/mo
Today · 4.125%
HK$112,303
baseline
▲ 0.50% · 4.625%
HK$118,223
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,606/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,736
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$115,211
−HK$3,531/mo
Today · 4.125%
HK$118,742
baseline
▲ 0.50% · 4.625%
HK$125,968
+HK$7,226/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,484/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,305
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,639
−HK$3,382/mo
Today · 4.125%
HK$131,021
baseline
▲ 0.50% · 4.625%
HK$137,927
+HK$6,906/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,042/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,660
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,129
−HK$4,540/mo
Today · 4.125%
HK$152,669
baseline
▲ 0.50% · 4.625%
HK$161,958
+HK$9,289/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,338/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,820
−HK$8,635/mo
▼ 0.25% · 3.875%
HK$164,107
−HK$4,348/mo
Today · 4.125%
HK$168,455
baseline
▲ 0.50% · 4.625%
HK$177,334
+HK$8,879/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,910/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,541 · Scale 2, in force from 26 Feb 2026)