LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,814
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,297
−HK$2,522/mo
Today · 4.125%
HK$84,819
baseline
▲ 0.50% · 4.625%
HK$89,980
+HK$5,161/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,638/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,793
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,174
−HK$2,416/mo
Today · 4.125%
HK$93,590
baseline
▲ 0.50% · 4.625%
HK$98,523
+HK$4,933/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,180/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,777
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$98,756
−HK$3,027/mo
Today · 4.125%
HK$101,783
baseline
▲ 0.50% · 4.625%
HK$107,976
+HK$6,193/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,566/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,551
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,409
−HK$2,899/mo
Today · 4.125%
HK$112,308
baseline
▲ 0.50% · 4.625%
HK$118,228
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,616/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,740
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$115,216
−HK$3,531/mo
Today · 4.125%
HK$118,747
baseline
▲ 0.50% · 4.625%
HK$125,972
+HK$7,225/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,494/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,310
−HK$6,716/mo
▼ 0.25% · 3.875%
HK$127,643
−HK$3,383/mo
Today · 4.125%
HK$131,026
baseline
▲ 0.50% · 4.625%
HK$137,932
+HK$6,906/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,052/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,666
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,134
−HK$4,541/mo
Today · 4.125%
HK$152,675
baseline
▲ 0.50% · 4.625%
HK$161,965
+HK$9,290/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,350/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,827
−HK$8,634/mo
▼ 0.25% · 3.875%
HK$164,113
−HK$4,348/mo
Today · 4.125%
HK$168,461
baseline
▲ 0.50% · 4.625%
HK$177,341
+HK$8,880/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,922/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,598 · Scale 2, in force from 26 Feb 2026)