LTV · monthly repayment
▼ 0.50% · 3.625%
HK$79,819
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,301
−HK$2,523/mo
Today · 4.125%
HK$84,824
baseline
▲ 0.50% · 4.625%
HK$89,985
+HK$5,161/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$169,648/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,797
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,179
−HK$2,416/mo
Today · 4.125%
HK$93,595
baseline
▲ 0.50% · 4.625%
HK$98,528
+HK$4,933/mo
Deposit HK$17.50M · loan HK$17.50M · min. income ≈ HK$187,190/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,782
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$98,762
−HK$3,027/mo
Today · 4.125%
HK$101,789
baseline
▲ 0.50% · 4.625%
HK$107,982
+HK$6,193/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$203,578/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,557
−HK$5,757/mo
▼ 0.25% · 3.875%
HK$109,415
−HK$2,899/mo
Today · 4.125%
HK$112,314
baseline
▲ 0.50% · 4.625%
HK$118,234
+HK$5,920/mo
Deposit HK$14.00M · loan HK$21.00M · min. income ≈ HK$224,628/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,746
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$115,222
−HK$3,532/mo
Today · 4.125%
HK$118,754
baseline
▲ 0.50% · 4.625%
HK$125,979
+HK$7,225/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$237,508/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,316
−HK$6,717/mo
▼ 0.25% · 3.875%
HK$127,650
−HK$3,383/mo
Today · 4.125%
HK$131,033
baseline
▲ 0.50% · 4.625%
HK$137,940
+HK$6,907/mo
Deposit HK$10.50M · loan HK$24.50M · min. income ≈ HK$262,066/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,674
−HK$9,009/mo
▼ 0.25% · 3.875%
HK$148,143
−HK$4,540/mo
Today · 4.125%
HK$152,683
baseline
▲ 0.50% · 4.625%
HK$161,974
+HK$9,291/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$305,366/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,835
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,122
−HK$4,349/mo
Today · 4.125%
HK$168,471
baseline
▲ 0.50% · 4.625%
HK$177,351
+HK$8,880/mo
Deposit HK$3.50M · loan HK$31.50M · min. income ≈ HK$336,942/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$1,487,680 · Scale 2, in force from 26 Feb 2026)